Home Insurance

Home insurance policies aren’t all created equal

There is no such thing as a standard home insurance policy. In Ontario, insurance companies aren’t obligated to offer the same guarantees or levels of coverage as they are for auto insurance.

That’s where IDEA Insurance comes in – we’ve combed the market for the insurance products that provide the most extensive coverage and the best options, at the best possible rates. IDEA Insurance will help you select the right coverage options and amounts to insure all your properties and personal belongings.

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We offer:

  • Homeowner insurance
  • Condo owner insurance
  • Tenant insurance
  • Coverage for rented dwellings and secondary homes

Extending your home insurance coverage

Home insurance covers the basics – your personal liability, your building and detached structures, your personal belongings and additional living expenses incurred after a claim while repairs are underway.

At IDEA Insurance, we can also help you assess whether you should get:

  • Extra coverage for your high-value items (works of art, jewellery, furs), collections and sports equipment
  • Overland flooding and sewer backup coverage
  • Umbrella insurance (additional personal liability coverage)

Connect with one of our brokers via chat or phone to see what we have to offer. We’ll be happy to review your existing coverage and see how we can extend that coverage and help you save.

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